How Compensation Really Works in Missouri Car Insurance and Your Injury Claim

by Brent Labovitz | Aug 17, 2026 | Latest Articles & Insights

How Compensation Really Works in a Missouri Car Injury Claim Quick answer: Missouri uses a fault-based system where the at-fault driver’s insurance covers your damages. Your payout depends on your share of fault, the driver’s insurance limits, and the type...

What Happens If You’re Hit by an Uninsured Driver?

by Brent Labovitz | Aug 14, 2026 | Latest Articles & Insights

Hit by an Uninsured Driver? Here’s What to Do Next Quick answer: If you are hit by an uninsured driver, you cannot file a claim against their liability insurance. Instead, you must rely on your own coverage, file a police report, and understand your legal...

What is the Most Common Type of Truck Accident?

by Brent Labovitz | Aug 12, 2026 | Latest Articles & Insights

What Is the Most Common Type of Truck Accident? Quick answer: Rear-end collisions are the most common type of truck accident in the United States. These crashes are often caused by driver distraction, fatigue, or the extended stopping distances required by large...

Do You Need Uninsured Motorist Coverage in Missouri?

by Brent Labovitz | Aug 10, 2026 | Latest Articles & Insights

Do You Need Uninsured Motorist Coverage in Missouri? Quick answer: Yes, uninsured motorist (UM) coverage is required in Missouri. Under Missouri Revised Statutes § 379.203, every auto liability policy must include bodily injury UM coverage with minimum limits of...

Costly Mistakes That Can Hurt Your Missouri Car Accident Claims

by Brent Labovitz | Aug 7, 2026 | Latest Articles & Insights

8 Costly Mistakes That Can Hurt Your Missouri Car Accident Claims Quick answer: The most common car accident claim mistakes in Missouri include delaying medical care, giving recorded statements to opposing insurers, admitting fault at the scene, and accepting lowball...